Disclaimer

1. General Information

Budget Saviour provides LIC policy calculators and related financial tools. The information on this website is provided on an "as is" basis. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.

2. Calculator Accuracy

Our LIC calculators provide estimates based on:

• Current bonus rates and policy terms
• Standard calculation methodologies
• Publicly available information about LIC policies

Important: Actual maturity values, bonus rates, and policy benefits may vary significantly from our calculations due to:

• Changes in LIC's declared bonus rates
• Policy-specific terms and conditions
• Market conditions and regulatory changes
• Individual policy variations

3. Not Financial Advice

The calculators and information provided on this website are not intended to constitute financial, investment, tax, legal, or other professional advice. You should consult with qualified professionals before making any financial decisions based on the information provided here.

4. LIC Policy Terms

All LIC policies are subject to the terms and conditions specified in the respective policy documents. For accurate information about:

• Current bonus rates
• Policy terms and conditions
• Eligibility criteria
• Premium calculations
• Maturity benefits

Please consult directly with LIC of India or authorized LIC agents.

5. Third-Party Links

Our website may contain links to third-party websites. We have no control over the content, privacy policies, or practices of these sites and accept no responsibility for them.

6. Limitation of Liability

In no event shall Budget Saviour, its owners, employees, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of this website or the information provided herein.

7. Changes to Calculations

We reserve the right to modify, update, or discontinue our calculators and the methodologies used at any time without prior notice. We recommend verifying all calculations with official LIC sources.

8. User Responsibility

Users are responsible for:

• Verifying the accuracy of input data
• Understanding the limitations of our calculations
• Seeking professional advice for financial decisions
• Checking with LIC for official policy information

9. Contact Information

If you have any questions about this disclaimer or our calculators, please contact us at: